Auto Insurance: Codacons Demands Obligatory Civil Liability Insurance

Consumer association asks government to intervene after ruling by Court of Cassation

Compulsory vehicle liability insurance is not mandatory in Italy, but Codacons believes it should be

The Italian consumer association Codacons has called on the government to intervene after a recent ruling by the Court of Cassation which clarified that compulsory vehicle liability insurance is not mandatory in Italy.

The ruling has sparked outrage among consumer groups, who argue that it will lead to a sharp increase in the number of uninsured drivers on the roads, putting other road users at risk.

Codacons has presented a dossier to the government, highlighting the dangers of allowing drivers to go uninsured. The dossier includes statistics showing that uninsured drivers are more likely to be involved in accidents, and that they are more likely to flee the scene of an accident, leaving victims without compensation.

The consumer association is calling on the government to introduce legislation that would make compulsory vehicle liability insurance mandatory for all drivers in Italy.

Codacons believes that this measure is essential to protect road users and to ensure that victims of accidents are properly compensated.

What is compulsory vehicle liability insurance?

Compulsory vehicle liability insurance is a type of insurance that covers the driver and the owner of a vehicle against claims for damages caused to third parties.

This type of insurance is mandatory in most countries, including Italy, and it provides cover for accidents involving other vehicles, property, or pedestrians.

The level of cover provided by compulsory vehicle liability insurance varies from country to country, but it typically includes cover for:

• Bodily injury
• Property damage
• Legal costs

Why is compulsory vehicle liability insurance important?

Compulsory vehicle liability insurance is important because it protects drivers and vehicle owners against the financial consequences of causing an accident.

Without insurance, drivers would be personally liable for any damages caused to third parties, which could amount to a significant sum of money.

Compulsory vehicle liability insurance also helps to protect other road users, as it ensures that they are compensated for any injuries or damage caused by uninsured drivers.

Conclusion

The ruling by the Court of Cassation has raised concerns among consumer groups, who believe that it will lead to an increase in the number of uninsured drivers on the roads.

Codacons is calling on the government to introduce legislation that would make compulsory vehicle liability insurance mandatory for all drivers in Italy.

This measure is essential to protect road users and to ensure that victims of accidents are properly compensated.